Daily Archives: Jul 16, 2025

First off—congratulations. If you’ve maxed out your 401(k) and Roth IRA, you’re already doing more than 95% of people. You’ve built a strong retirement foundation.You’ve taken advantage of tax-advantaged growth.You’ve played the long game. But now you’re ready for more. Maybe you’ve got extra cash flow.Maybe your career is hitting its stride.Maybe you’re...

Recession vs Inflation Explained: Differences, Impacts, and How to Prepare You open the news.One headline says, “Recession Looms.”The next warns, “Inflation Soars.”A third says both. You scroll social media.Some folks are hoarding cash. Others are buying gold.Some say invest now. Others say wait. And you’re sitting there thinking: “Wait… are we broke...

What Happens During a Recession? Economic Effects and Real-Life Impacts Explained The word recession sounds clinical.It shows up on news tickers and gets debated by economists on TV.But for most of us, it hits much closer to home. A friend gets laid off.Your rent goes up, but your income doesn’t.You stop...