First off—congratulations. If you’ve maxed out your 401(k) and Roth IRA, you’re already doing more than 95% of people. You’ve built a strong retirement foundation.You’ve taken advantage of tax-advantaged growth.You’ve played the long game. But now you’re ready for more. Maybe you’ve got extra cash flow.Maybe your career is hitting its stride.Maybe you’re...

Recession vs Inflation Explained: Differences, Impacts, and How to Prepare You open the news.One headline says, “Recession Looms.”The next warns, “Inflation Soars.”A third says both. You scroll social media.Some folks are hoarding cash. Others are buying gold.Some say invest now. Others say wait. And you’re sitting there thinking: “Wait… are we broke...