Stories written by :

Sal Kaya

Sal Kaya
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https://atomicmoney.com
Sal Kaya is fintech professional and writer with 17 years of experience. Founder | Product Architect | Financial Wellness Advocate Sal Kaya is the founder of AtomicMoney, a blog dedicated to making financial literacy accessible, relatable, and actionable—starting from the smallest building blocks of wealth. With a background in fintech and healthtech innovation, and a track record of building digital platforms that have scaled to millions, Sal brings a unique lens to personal finance: one rooted in both purpose and product. By day, Sal leads financial products. By night, he turns complex money topics into clear, empowering stories—whether for students learning to invest, parents building generational wealth, or anyone trying to take their first step with confidence. Sal believes no investment is too small. That with the right mindset and tools, even atoms can become abundance. 📍 Based in Silicon Valley 🎤 Writes about: Beginner investing, Financial habits that actually stick, Wealth-building for busy professionals & families, Psychology of money & mindset, Real talk about tech, benefits, and opportunity
Financial Literacy

Dear First-Time Investor: Here’s What I Wish Someone Told Me

Sal Kaya
Videos

How to Build Wealth Without Selling Your Soul

Sal Kaya
Entrepreneurship

Financial Confidence Doesn’t Come From Knowing—It Comes From Doing

Sal Kaya
Investing

Why Most Budgets Don’t Work—And What Actually Does

Sal Kaya
Financial Literacy

Why Your House Isn’t a Terrible Investment: Rethinking JL Collins’ Advice

Sal Kaya

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