Stories written by :

Sal Kaya

Sal Kaya
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https://atomicmoney.com
Sal Kaya is fintech professional and writer with 17 years of experience. Founder | Product Architect | Financial Wellness Advocate Sal Kaya is the founder of AtomicMoney, a blog dedicated to making financial literacy accessible, relatable, and actionable—starting from the smallest building blocks of wealth. With a background in fintech and healthtech innovation, and a track record of building digital platforms that have scaled to millions, Sal brings a unique lens to personal finance: one rooted in both purpose and product. By day, Sal leads financial products. By night, he turns complex money topics into clear, empowering stories—whether for students learning to invest, parents building generational wealth, or anyone trying to take their first step with confidence. Sal believes no investment is too small. That with the right mindset and tools, even atoms can become abundance. 📍 Based in Silicon Valley 🎤 Writes about: Beginner investing, Financial habits that actually stick, Wealth-building for busy professionals & families, Psychology of money & mindset, Real talk about tech, benefits, and opportunity
Financial Literacy

Fractional Ownership Real Estate: Owning Bricks, Not Mortgages – Beginner Guide...

Sal Kaya
Entrepreneurship

From Idea to First Dollar – Validate in a Weekend: Launch...

Sal Kaya
Financial Literacy

Momentum over Motivation—Getting Rich on Routine: Build Wealth Faster by Leveraging...

Sal Kaya
Financial Literacy

Identity-Based Saving: Be the Investor You Want to See – Identity...

Sal Kaya
Mind & Money

Decision Fatigue: The Silent Tax on Your Bank Account – Combat...

Sal Kaya
Mind & Money

Money Meditation: Five Minutes to Financial Clarity – Guided Money Meditation...

Sal Kaya
Investing

What $5 a Week Taught Me About Freedom: From Practice to...

Sal Kaya
Entrepreneurship

You Don’t Need a Side Hustle. You Need a Reason.

Sal Kaya
Mind & Money

Scarcity Brain Hacks for Abundance Living: Overcoming Scarcity Mindset for Long-Term...

Sal Kaya
Financial Literacy

Dopamine Budgeting: Reward Yourself Without Overspending – Neuroscience Tips to Curb...

Sal Kaya

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