Daily Archives: Dec 8, 2025

Sal Kaya

Momentum over Motivation—Getting Rich on Routine: Build Wealth Faster by Leveraging...

Most people wait for motivation to act: a burst of energy, a wave of inspiration, a magical moment when saving or investing finally "feels right." But here's the uncomfortable truth: Motivation is unreliable. Momentum is unstoppable. The people who build real wealth? They don't depend on feeling ready. They depend on routines...
Sal Kaya

Identity-Based Saving: Be the Investor You Want to See – Identity...

Most saving advice starts with numbers: percentages, goals, rules. But what if how much you save isn’t just about math? What if it’s about who you believe you are? Welcome to identity-based saving. This approach isn’t about forcing yourself into better habits. It’s about becoming the kind of person who naturally saves,...
Sal Kaya

Decision Fatigue: The Silent Tax on Your Bank Account – Combat...

Every day, you make thousands of decisions. Some are tiny: What socks to wear. What to eat for breakfast. Some feel bigger: Whether to buy that $7 coffee. Whether to stick to your grocery list. Whether to invest or "wait until later." What most people don't realize is this: The more decisions you...